With the threats of identity theft, security breaches and fraud looming over every transaction, the payments industry must go to great lengths to protect customers’ information with each credit card swipe. P20 leads the way with collaborative best practices and innovative defense recommendations, keeping intact the public’s trust in the payments industry. P20 has assembled core members of a cybersecurity working group to produce research and recommendations regarding the mitigation of cyber risk. In addition to engaging the industry, P20 has ongoing dialogue with the U.S. Department of Homeland Security and the U.S. Department of Justice to keep them abreast of the working group’s progress. Atlanta and London represent the largest U.S. and U.K. payment hubs. The working group works diligently to compare U.S. and U.K. payments industry and government cyber protocols, standards and threat assessments. The working group’s goal is to produce a payments industry specific recommendation for transatlantic collaboration to improve cyber resiliency and create a platform for cyber cooperation.